Tooher-Ferraris Insurance Group is a family owned and operated independent insurance agency serving New England since 1932.


Since 1932, Tooher-Ferraris Insurance Group has tailored insurance and risk management programs to meet the unique needs of each family, business and individual we insure.

Our dynamic team is made up of career insurance professionals and industry leaders dedicated to understanding the changing marketplace. Our collaborative approach utilizes our collective years of experience to better serve our customer. 

The insurance companies we represent are among the strongest financial institutions in the world. Equally important is their long history of equitable claims payment delivered with exemplary service. 


Risk Synergy™

Risk Synergy™ is a synchronized and collaborative approach between our team, the insured and the insurance carrier, in order to deliver an insurance and risk management program to protect the assets of each individual, family, and business we insure. By coordinating underwriting, claims, loss control, our team and your objectives, we can deliver a superior and sustainable plan.

Risk Synergy™ is a results oriented partnership with the goal of achieving:

  • Better Pricing
  • Transparency in Underwriting
  • Tailored Coverage
  • Reduced Exposure to Loss
  • Superior Claims Management
  • Stability

From compliance to communication, let us provide a full spectrum of solutions for your personal and business needs.

With our knowledge and experience, we will help identify your needs and strategic objectives — with the goal of delivering innovative insurance and risk management solutions.

From compliance to communication, Tooher-Ferraris Insurance Group provides a full-spectrum of insurance solutions for families and businesses in CT and NY.
Risk Management
  • OSHA Benchmarking
  • Contractual Risk Transfer
  • Subcontractor Management
  • Return to Work Programs
  • Experience Modification Management
  • Fraud Reduction Program
  • Insurance Compliance
  • Federal/State Compliance
  • Occupational Health and Safety Administration (OSHA)
  • Department of Transportation (DOT)
  • Federal Motor Carrier Safety Administration (FMCSA)
  • Written Compliance Programs
  • Employee Safety Manuals
  • Workplace Posters
  • Industry Specific Safety Training
  • Employee Newsletters, Videos & Payroll Stuffers
Insurance Guidance
  • Access to Multiple Specialized Insurance Markets
  • Creative Program Design
  • Annual Classification & Audit Reviews
  • Claims Management & Billing Assistance
  • Renewal Negotiation & Plan Comparisons
  • Coverage & Policy Expertise
  • Ongoing Service to Maintain Your Program
  • 24/7 Web Access to your Policy Data & Service Requests
  • Mobile Application for iOS and Android Devices
  • Automated Certificates of Insurance & Auto ID Cards
  • Access to Electronic Policy Documents and Endorsements

Our Values


Build relationships throughout the community.


Achieve balanced, sustainable growth.


Deliver exceptional service through accurate, timely communication.


Advocate on behalf of our clients.


Thoughtful insurance, you can trust.

Your lifestyle is one that deserves to be protected. Tooher-Ferraris Insurance Group’s proprietary methodology, Risk Synergy™, produces a customized insurance and risk management program for each individual, family, and business that we insure. Our friendly and knowledgeable team advocates, educates, and delivers high-touch service to our customers with honesty, integrity, and dependability.