Directors and officers liability (D&O) insurance is a critical component of almost every organization’s risk management program.
In today’s business climate, D&O insurance is no longer a necessity for just large, publicly traded companies. All organizations—regardless of their size, mission or structure—have some form of D&O exposure. Yet, despite the fact that D&O insurance has been around for decades, it remains one of the most complex and misunderstood insurance policies.
At Tooher-Ferraris Insurance Group, we feel it’s essential to bring as much clarity as possible to the subject of D&O insurance. Within the guide you will learn about the responsibilities of Directors and Officers, Sources of D&O Liability, protecting Directors and Officers, coverage overview and insuring agreements, policy extensions and key terms, policy conditions, limits of liability, self-insured retention, the application and underwriting process, dealing with claims and review next steps.
Read the full guide to learn more.