Community association insurance is not like other insurance programs, neither should the agent be that places the coverage.
The least costly option presented by an insurance carrier and Agency that do not specialize in this class of business may often be the costliest in the event of a claim.
Understanding the market, association boards, unit owners and property manager initiatives are key to securing a comprehensive program that will meet the needs of the association from both a risk management and insurance standpoint.
Selecting your agent is the most important part of the buying process.
There are many factors to consider when selecting your associations agent:
Associations face unique exposures that require experienced specialists to procure the right coverage.
Tooher-Ferraris Insurance Group has been a leader in providing community association insurance programs since 1980 by partnering with specialty insurance carriers. Our risk advisors are experts in the design of risk management and insurance programs for community associations.
Our collaborative approach will offer an association a competitive advantage in terms of both coverage and price by helping to reduce their exposure to loss and includes:
Our goal is to help associations maintain a comprehensive, competitive insurance program through proactive involvement.
We deliver more than just your renewal, we deliver a long-term sustainable insurance program to meet an associations unique needs.
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