10 Essential Cybersecurity Controls   Cyber incidents—including data breaches, ransomware attacks and social engineering scams—have become increasingly prevalent, impacting organizations of all sizes and industries. Such incidents have largely been brought on by additional cyberthreat vectors and growing attacker sophistication. As these incidents continue to rise in both cost and frequency, it’s crucial for organizations...Read More

On Monday, April 8, 2024, a solar eclipse will be visible across a large part of the United States, from Texas to Maine. Leading up to and immediately following the eclipse, state officials anticipate record numbers of people flocking to the path of totality (i.e., where the eclipse will be most apparent). Approximately 180 million...Read More

INTRODUCTION The Occupational Safety and Health Act (OSH Act) requires covered employers to report workplace injuries and illnesses and to prepare and maintain records of occupational injuries and illnesses. The Occupational Safety and Health Administration (OSHA), which is part of the U.S. Department of Labor, is responsible for monitoring compliance with the OSH Act’s reporting...Read More

Long-range forecasts are already calling for the 2024 Atlantic hurricane season to be extremely active. Commercial weather forecasting service AccuWeather has released its expectations for the 2024 season, including warnings that hurricanes could wreak destructive havoc on areas along the Atlantic and Gulf coasts this year. Conditions are expected to resemble those of the 2005...Read More

The Occupational Safety and Health Administration (OSHA) requires employers subject to its recordkeeping requirements to post copies of their OSHA Form 300A between Feb. 1 and April 30 of each year. Employer Action Steps On February 1, employers subject to OSHA recordkeeping requirements must ensure that copies of their completed Forms 300A are posted in...Read More

2023 marks the 20th annual cybersecurity awareness month. Whether you’re protecting your business or your home, it’s crucial to safeguard yourself from cyber events. Personal Cyber Coverage: Today’s society has grown increasingly digital in nature, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can also...Read More

Whenever it rains, it can flood, regardless of your proximity to a body of water. You don’t need to live on the coast to be at risk, which is why it’s essential to understand what types of hurricane damage are covered by your homeowners policy. Typically, most homeowners insurance policies provide some financial protection against...Read More

As cyberattacks become more widespread and destructive, stakeholders are increasingly motivated to hold businesses accountable for poor digital security controls, response protocols, and recovery measures. However, this poses increased litigation concerns and associated expenses. The latest industry findings show that data breach class action lawsuits have jumped by 44% since 2020. With litigation issues on...Read More

A surety bond is a comprehensive risk management tool used in countless industries across America. Businesses like contractors, car dealerships, credit services, health clubs, medical device suppliers, auctioneers and others are required to hold bonds on the federal, state and/or municipal level. Even solopreneurs like acupuncturists and notary publics are required to hold a surety...Read More

Whenever it rains, it can flood, regardless of your proximity to a body of water. A standard flood insurance policy covers your home and contents when damage is caused by rising water. We work closely with Neptune Flood, who will help waterproof your assets by offering expanded, optional coverage that gives your family protection where...Read More

Recent market developments have demonstrated signs of an improving commercial insurance landscape. Yet, industry experts asserted that ongoing headwinds facing certain lines of coverage will continue to generate hardened conditions overall, therefore driving up premiums. As such, it’s essential for businesses to be aware of the following market trends and how they may impact coverage...Read More

Our Condo Division enjoyed another year at the CAI-CT Trade Show on Saturday! Our VP, Frank Pingelski, and his team, Lauri, and Michael, were excited to see our long-time clients and connect with the new Condo Associations we insure.Read More